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La fattura è un indizio del credito


La sentenza n.9542/2018 della Cassazione ha stabilito che la fattura commerciale, seppur permetta di ottenere l'emanazione di un decreto ingiuntivo, mantiene il valore di mero indizio e non di prova piena nell'ordinario processo di cognizione. L'art. 2697 c.c. prevede infatti che chi agisce in giudizio deve provare i fatti che ne sono a fondamento e ciò rappresenta un principio generale del nostro ordinamento. Su tale tematica sono intervenute le Sezioni Unite, con la sentenza 13533/2001, rappresentando una guida in tema di onere probatorio. Nell'eventualità in cui venga instaurato un procedimento di opposizione all'ingiunzione, sarà dunque il creditore- ricorrente a dover fornire nuove prove per integrare la documentazione offerta in fase monitoria, non essendo sufficiente la sola fattura precedentemente allegata.


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The ECB Podcast – Financial stability in a ChatGPT world
20:56
European Central Bank

The ECB Podcast – Financial stability in a ChatGPT world

What does the rapid advance of AI mean for our financial system? And how is financial stability affected by geopolitical risk? Our host Stefania Secola puts these questions to expert John Fell in The ECB Podcast’s regular look at financial stability in the euro area. The views expressed are those of the speakers and not necessarily those of the European Central Bank. Published on 17 May 2024 and recorded on 10 May 2024. In this episode: 01:01 – How stable is our financial system right now? Our latest financial stability assessment is more positive, but just how resilient is our financial system to shocks? 04:56 – What concerns does geopolitical risk raise? How can geopolitical risk affect markets, banks and non-banks like investment funds, and what can financial institutions do to manage it? 09:55 – How can AI help the financial system? Artificial intelligence offers promising ways to improve efficiency, customer service and risk management. 13:32 – Can AI be a source of systemic risk? Widespread use of AI tools and reliance on a small number of suppliers could lead to financial stability risks. 19:13 – Our guest’s hot tip Financial stability expert John Fell shares his hot tip with our listeners. Further reading: Financial Stability Review, May 2024 https://www.ecb.europa.eu/press/financial-stability-publications/fsr/html/index.en.html Turbulent times: geopolitical risk and its impact on euro area financial stability (special feature A) https://www.ecb.europa.eu/press/financial-stability-publications/fsr/html/ecb.fsr202405~7f212449c8.en.html#toc33 The rise of artificial intelligence: benefits and risks for financial stability (special feature B) https://www.ecb.europa.eu/press/financial-stability-publications/fsr/html/ecb.fsr202405~7f212449c8.en.html#toc34 The ECB Podcast: When the yin meets the yang: resilience in gloomy times, December 2023 https://www.ecb.europa.eu/press/tvservices/podcast/html/ecb.pod231202_episode74.en.html European Central Bank www.ecb.europa.eu
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